Connect with us



Table of Contents

Have you ever wondered what the fastest and best loan apps in Nigeria are for borrowing money for your business or personal needs?

We all have that one time in our lives when we need money urgently, whether for personal reasons or for other reasons and acquiring a quick loan may be the quickest method to get the money we need.

It’s not always easy to start a business, fund an idea, or even get money to deal with an emergency. When you need a loan, you may want to look for the quickest way to receive the money you require. The finest lending applications in Nigeria are discussed in this post.

These apps are among the most trusted in the country when it comes to obtaining quick loans, and not only the loans; their services, client representatives, and platforms are also dependable.

Borrowing money from a friend may appear to be the greatest option at times, but keep in mind that we all live in a time when nothing is simple. This is when quick loans come in handy.

You want to know about the best loan apps in Nigeria 2021 that may save you or assist you in obtaining quick loans in an emergency? After reading this article from beginning to end, you can choose one of the options.

1. Fairmoney

The FairMoney Loan app is another loan tool that you may use to acquire rapid loans online in Nigeria. Because of their excellent service, this app is the first among the best loan apps in Nigeria 2021.

You can apply for loans online with FairMoney for as much as N150,000 with no paperwork, no collateral, and it is completely stress-free to use the FairMoney Loan App to acquire loans.

FairMoney also allows you to split your payments into many installments, giving you more flexibility and making the software and services much more user-friendly. When you pay your credit card bill on time, you increase your chances of receiving additional advantages.

Read my Renmoney review

You may also use the app to pay your bills, and you can earn up to a 5% discount on airtime from any network in Nigeria when you use it.

2. Branch

Branch loan app

Branch loan app platform is also one of Nigeria’s best loan apps, and do you know what it’s fantastic for? It is not only active in Nigeria; it is also active in Kenya, Mexico, and India.

Branch makes it simple for you to get loans for the way you live, wherever and whenever you need them. Sign up in seconds, apply for a loan, and get money deposited directly into your bank account. It’s a quick, easy, and dependable way to get credit when you need it.

Money borrowed from Branch can be used for whatever you want, and no one, not even Branch officials, will question you about it.

You can borrow money using the Branch loan app starting from N1000 and as much as N200,000, and you will pay very minimal interest on whatever money you borrow, though this varies depending on the country you are in.

3. Carbon

Carbon loan app

Pay later, currently known as Carbon, is the best loan app in Nigeria for borrowing quick cash for personal or business purposes. When it initially launched, the Carbon app was known as the PayLater app. Carbon is the most common and preferred method for most people to borrow money online.

Carbon is there for you when you need money, whether you are working or not, whether you are a student or a monthly salary worker, or even if you are an entrepreneur.

They make it simple to obtain credit. There are no guarantors or collateral requirements for you to use carbon. You can request for a loan at any time and have dollars in your account within minutes.

One thing about Carbon is that you must begin at a certain point, and when you repay your loans on time, you will have a better possibility of receiving larger loans from the platform, and it is always stress-free.

The Carbon (PayLater) is the finest loan app in Nigeria for iPhone and Android because it allows you to manage your credits directly from the app, making it your one-stop-shop for all your financial needs. As a techie, I can attest to the app’s excellent design and programming.

4. Palm Credit

Palmcredit comes in second among all of the best loan apps in Nigeria. You may receive a loan from Palmcredit for as little as N2,000 and as much as N100,000 right from the app.

Obtaining quick online loans is very simple and quick on Palmcredit. You have complete control over getting the loan you want with just a few simple actions.

Plamcredit also offers incentives for referring people to the company.

5. Quick Check

Quick Check is a cutting-edge lending platform that should be on everyone’s list of the best loan apps for Nigerians, whether they’re looking for personal loans or small business loans.

Users can get rapid loans of up to #30,000 without putting up any security for 15 or 30 days, according to the platform.

The more loans you take out and repay on time, the better your credit score will be, and you’ll be able to borrow even more money! It’s undoubtedly one of Nigeria’s top loan apps.

6 Sokoloan

SokoLoan is another app that should not be overlooked when it comes to the best loan apps in Nigeria. Sokoloan is a simple-to-use app that can be used at any time and on any day to obtain Short Term Loans in Nigeria.

Soko Lending Company Limited, a Microfinance Institution, aims to improve access to financial services for the poor by offering financial services to low-income entrepreneurs, students who continue to learn, and others.

Read my Sokoloan review

The sooner you repay your borrowed funds, the higher your loan limitations get. For rapid loans in Nigeria, the Sokoloan money loan platform/app is constantly available.

7. Aella Credit

The Aella Credit loan app is another safe place to receive quick loans online in Nigeria. They offer excellent customer service, and their helpdesk is always available and quick to react to any questions.

With the Aella credit app, there are no hassles and no worries!! Simply download the app from the Google Play store, fill in all of the required information, and you’ll have fast access to loans no matter where you are.

Make sure your details are right and correspond to the information you entered, as incorrect details may prevent you from using the app.

8. CreditVille

CreditVille is the final money lending platform on my list of the best loan apps in Nigeria. CreditVille provides CASH LOANS (for salaried employees and business owners) to address immediate demands in any area.

CreditVille is so wonderful that if you need a vehicle loan to get your favorite automobile, you can get one there.

At CreditVille, you can acquire loan offers ranging from N100,000 to N4,000,000 for up to 18 months with no collateral to suit your financial demands.

CreditVille Limited’s Payday Loan in Nigeria is a speedy loan for salaried individuals, and you can also acquire Salary Loans from CreditVille, which are also quick and stress-free.


Getting quick loans in Nigeria could be one of the finest methods to get out of debt, which is why I’ve dedicated myself to compiling a list of the top 8 best loan apps in Nigeria.

There are a lot of applications to get immediate loans online in Nigeria, but I can’t list all of them. That’s why I’ve compiled a list of the top 10 best lending apps and platforms to acquire quick loans.

Read my Gocash app review

However, if you are going to borrow money, especially for business purposes, make sure you have everything well planned so that you do not get into debt, and if you are borrowing for personal reasons, make sure you have ways to pay it back on time due to interest.

Meanwhile, you should be aware that each loan app/platform on which their services are based will have its own set of terms and conditions. You should check to see if the terms and circumstances are in your favor.

Make sure to spread the words…

Follow us on social media

Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

Click to comment

Leave a Reply

Your email address will not be published. Required fields are marked *

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Leaks Review: SCAM or LEGIT?



Paying Review: SCAM or LEGIT?
Legit Hyip Programs Review: SCAM or LEGIT? Review: SCAM or LEGIT?


8.5 Total Score

Our Rating:


User Rating: 4 (1 votes)
Minimum Deposit: 10 USD
Payouts: Manual
Ref. Commission: 5% – 2% – 1%
Accept: Perfect Money, Bitcoin, Litecoin, Dogecoin, Ethereum, Bitcoin Cash, Dash, Ripple, USDT, Tron, Binance coin, Stellar


About is a high-yield investment program or HYIP that offers 4% daily for 40 days as a minimal investment. HYIP is an online investment program that typically offers very high returns on the capital invested.

Investment plans: 4% daily for 40 days (deposit returned, cancel deposit any time after 1 day with 10% fee), 5% daily for 40 days (deposit returned, cancel deposit any time after 1 day with 10% fee).

This is what said on their website about their investment activity:

EX is a digital asset management platform that allows you to invest funds in one of two investment plans and achieve a guaranteed daily earnings of 4% to 5%. You have full control of your funds by being able to release your Deposit at any time. This platform is managed by EX FDS LTD company based in London. Our team consists of experienced traders in the cryptocurrency markets, forex, futures and mutual funds.

back to menu ↑

Investment Plans

Investment plans: ‘4% daily for 40 days (deposit returned, cancel deposit any time after 1 day with 10% fee), 5% daily for 40 days (deposit returned’, cancel deposit any time after 1 day with 10% fee)’.

back to menu ↑

Affiliate Program

The affiliate commission is 5% – 2% – 1%.

back to menu ↑

Accepted Payment Methods

The accepted payment methods are Perfect Money, Bitcoin, Litecoin, Dogecoin, Ethereum, Bitcoin Cash, Dash, Ripple, USDT, Tron, Binance coin, and Stellar.

Disclaimer:- Suggested service or sites reviews are based on the information we have at the time of posting. Know that crypto Investments are always risky — any info on should not be taken as financial advice. Perform your due diligence before joining with any service we promote.

Continue Reading


Order generic medicines online



Do you know Crocin and Paracetamol are the same medicines? Both crocin and paracetamol are used for treating pain(analgesic) and fever(antipyretic). The difference: Crocin is just the brand name of paracetamol, a generic medicine.

What is a generic medicine?

According to the Food and Drug Administration (FDA), generic medicine is a medication created to be the same as an existing approved brand-name drug in dosage form, safety, strength, route of administration, quality, and performance characteristics.

All generic medicines work the same as branded medicines and have the same clinical effect as branded versions. 

Generic medicines online in India are approved by The Central Drug Standard Control Organization (CDSCO) and have:

  • The same active ingredient as the brand-name drug.
  • The same strength, use indications, form (injections & tablets), and route of administration (oral or topical). 
  • Made under the same strict standards as the brand name medicine.
  • The same label as the brand-name medicine’s label.
  • Been sold only after patent approval.

Some examples:

  • Ranitidine is a generic medicine name of the brand medicine Zantac and is used for indigestion and acid reflux.
  • Medicine alprazolam is used for treating anxiety and panic disorders and is a generic name for Xanax.
  • Metformin is a medicine used to lower the blood sugar level in the body and is a generic name for Glucophage.
  • Albuterol is an active ingredient of brand medicine Ventolin and is used for treating breathing problems.

Advantages of buying generic medicines online over brand medicines

Both generic medicines and branded medicines have the same effect on the disease, occurred to the person. 

But, there are two advantages of buying generic medicines online over the branded versions, including:

  • Buying generic medicines online saves you money

According to the FDA, generic medicines cost 85% less than the branded medicines. Generic medicines cost less because they do not have to repeat animal and clinical studies required by the branded medicines to prove effectiveness and safety.

  • Easily available than branded versions

Finding a specific brand of medicine can be a difficult task, but not its equivalent generic medicine. You do not need to investigate far to buy an alternative to the branded medicine. More than 12,000 high-quality equivalent generic medicines are available.  

Patients around the globe are more likely to abandon the branded version of medicines because buying generic medicines online is more affordable and accessible. 

Which home delivery medicine app for buying generic medicines online?

If you have understood the benefits of buying generic medicines online and are looking for a convenient home delivery medicine app, you have met your destination with Truemeds.

Truemeds is India’s online pharmacy that provides a reliable and convenient healthcare ecosystem for its customers.

Some benefits of buying generic medicines online with Truemeds:

  • All the medicines available on the home delivery medicine app are recommended by Truemeds certified doctors. 
  • All the generic medicines online contain the same active ingredients and are as effective as branded medicines.
  • Truemeds home delivery medicine app helps you in saving up to 72% on every medicine order.
  • All the medicines available on the home delivery medicine app of Truemeds are tested with the same strict standards as branded and are approved by CDSCO.
  • Buying generic medicines online on the app is produced by only the top 30 medicine makers.

Truemeds have made buying generic medicines online easy and safe.

Continue Reading


What to do if your holiday gets cancelled last minute



Over the past year, there has been one thing that many of us have been missing: holidays. Despite the rise of the staycation, with restrictions on foreign travel across the UK easing, many of us are packing our bags and booking a getaway.

However, with an estimated £1bn being held in refunds for holidays that didn’t go ahead last year, there’s a chance you could also be a victim of a cancelled holiday.

To help you plan your summer getaway, we’ve put together some top tips on what to do if your holiday gets cancelled.

Check what type of holiday you’ve booked

If your holiday has been cancelled before you had a chance to board the plane, the first course of action is to check what type of holiday you have booked. According to ABTA, package holidays offer the best form of protection and are entitled to a full refund or to be brought home should the organisers go out of business.

To be classed as a package holiday, you will need to have booked two or more types of travel services from the same organizer or agent.

Bear in mind that the trip will also have had to last more than 24 hours or include an overnight stay.

What rights do I have?

In light of Covid-19, you are within your rights to cancel your holiday if the UK Foreign Office has warned against travel to your chosen destination. This may be the case if a country is put on the red or amber list. If this occurs, you should receive a full refund.

This is following the Competition and Markets Authority taking action on several holiday providers for refusing refunds due to lockdowns.

If you have to cancel for personal reasons, or if you decide the risk of travelling to that country is too great, you may need to pay a termination fee. That is unless your travel insurance policy covers you.

In the case of a death of a relative, many insurance policies will cover the cost of this, but it’s best to check the small print at the time of booking.

How to book future holidays

Although not a lot can be done for holidays you have already paid for, there are some ways you can look to protect yourself for future holidays.

Firstly, look into getting comprehensive travel insurance. Whilst it can be tempting to see insurance as an afterthought, in uncertain times it could save you and your holiday.

Another way to protect yourself is by booking on a credit card. Booking on a credit card provides protection under the Consumer Credit Act for extra peace of mind.

In summary

Although we are living in uncertain times, there’s no need to ditch your holiday plans altogether.

Whilst there are risks associated with booking a holiday during a pandemic, there are some precautions you can take to ensure you are protected. By taking out a comprehensive insurance policy and booking on credit card, you can begin to plan your next holiday in confidence.

Continue Reading


  • bitcoinBitcoin (BTC) $ 36,371.00
  • ethereumEthereum (ETH) $ 2,148.95
  • tetherTether (USDT) $ 0.990206
  • binance-coinBinance Coin (BNB) $ 297.68
  • cardanoCardano (ADA) $ 1.21
  • xrpXRP (XRP) $ 0.612202
  • usd-coinUSD Coin (USDC) $ 0.994220
  • dogecoinDogecoin (DOGE) $ 0.197949
  • polkadotPolkadot (DOT) $ 13.42
  • binance-usdBinance USD (BUSD) $ 0.987300
  • uniswapUniswap (UNI) $ 17.70
  • bitcoin-cashBitcoin Cash (BCH) $ 468.18
  • litecoinLitecoin (LTC) $ 127.33
  • chainlinkChainlink (LINK) $ 17.64
  • solanaSolana (SOL) $ 27.23
  • wrapped-bitcoinWrapped Bitcoin (WBTC) $ 36,535.00
  • matic-networkPolygon (MATIC) $ 0.939967
  • ethereum-classicEthereum Classic (ETC) $ 46.12
  • stellarStellar (XLM) $ 0.250955
  • theta-tokenTheta Network (THETA) $ 5.30
  • daiDai (DAI) $ 0.995126
  • internet-computerInternet Computer (ICP) $ 37.56
  • vechainVeChain (VET) $ 0.075077
  • compound-usd-coincUSDC (CUSDC) $ 0.021954
  • cdaicDAI (CDAI) $ 0.021416
  • filecoinFilecoin (FIL) $ 47.29
  • tronTRON (TRX) $ 0.057323
  • okbOKB (OKB) $ 15.28
  • moneroMonero (XMR) $ 214.47
  • aaveAave (AAVE) $ 289.73
  • eosEOS (EOS) $ 3.60
  • terra-lunaTerra (LUNA) $ 8.05
  • compound-ethercETH (CETH) $ 43.42
  • ftx-tokenFTX Token (FTT) $ 28.83
  • cosmosCosmos (ATOM) $ 11.02
  • amp-tokenAmp (AMP) $ 0.062815
  • shiba-inuShiba Inu (SHIB) $ 0.000006
  • Coin (CRO) $ 0.114817
  • pancakeswap-tokenPancakeSwap (CAKE) $ 13.83
  • leo-tokenLEO Token (LEO) $ 2.82
  • algorandAlgorand (ALGO) $ 0.822977
  • celsius-degree-tokenCelsius Network (CEL) $ 5.76
  • bitcoin-svBitcoin SV (BSV) $ 127.75
  • klay-tokenKlaytn (KLAY) $ 0.956707
  • tezosTezos (XTZ) $ 2.74
  • makerMaker (MKR) $ 2,504.57
  • neoNEO (NEO) $ 31.43
  • compound-governance-tokenCompound (COMP) $ 376.96
  • axie-infinityAxie Infinity (AXS) $ 36.85
  • iotaIOTA (MIOTA) $ 0.724738
error: Content is protected !!