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Paystack is a tech company in Africa that helps businesses and people collect payments easily. It is an online payment gateway that makes it easy for merchants to accept credit and debit card payments online from users or customers.

The company was launched in 2015 but its product offerings became available to the public in 2016.

 

NOTICE: In as much as Team Xycinews aims to deliver a near perfect review, we have a lot of Platforms on our Log to review & a lot already reviewed. Sadly this limits us from backdating to track the status of already reviewed platforms.

Kindly note that the platform information were correct as of time of publishing but might turn out to be SCAM without our notice.

Always check our article’s published date & the comment section below for users opinion. Thanks ♥️

 

Paystack Review

Paystack is a tech company in Africa that helps businesses and people collect payments easily. It is an online payment gateway that makes it easy for merchants to accept credit and debit card payments online from users or customers.

The company was launched in 2015 but its product offerings became available to the public in 2016.

With Paystack global brands can accept payment from across Africa. Entrepreneurs who are starting a startup or looking to scale up their business can grow their business by accepting local and international payments securely.

Large corporate organizations and even government organizations also collect payments securely with this payment platform.

 

How does Paystack Work in Nigeria?

This payment platform is a fast and simple way for Nigerians(Africans) to get paid online from anywhere in the world.

Setting up a Paystack account is completely free. You can sign up and start receiving payments in under 15 minutes.

They only charge you a small percentage whenever there’s a transaction on your account.

Whenever someone pays you through this payment platform. The company collects a fee. So they only make money when you do.

Just as the company doesn’t charge a fee for signing up. They don’t charge any fee for maintenance either. 

Paystack Review also shows you integrate paystack to your website or use its commerce tools, your customers can start experiencing frictionless payments.

Customers can pay through their Card, Bank Account, Bank Transfer, USSD, Visa QR and Mobile Money. This company tries to ensure that every transaction made through their platform is successful. 

With this platform’s automated and manual fraud systems,  you and your customers are protected from fraudulent transactions and associated chargeback claims.

You can also build custom payments experiences with Paystack’s well-documented APIs from simple projects, to complex financial and consumer products serving hundreds of thousands of customers with the platform’s well-documented APIs.

 

Paystack Founder

Paystack was founded by Shola Akinlade and Ezra Olubi. Shola Akinlade is the Co-founder and CEO at Paystack.As of now Stripe is the owner of Paystack after fully acquiring the company. 

People and businesses in Nigeria and Ghana use Paystack’s secure payment gateway to collect payments online through their websites, online stores, payment links, and even invoices.

 

Paystack Features

Still on Paystack review you can receive your money automatically in your bank account within 24 hours after payment is made.

All merchants and account holders on the platform are settled before 10 AM, every morning.

  • Collect recurring payments (subscription & membership fees) from your app or website
  • Make instant transfers
  • Retrieve all your transaction and customer data
  • Verify the identity of customers
  • Understand exactly how your business is performing through detailed reporting, alerts, and exports, so you and your team are always on top of business.
  • Super easy reconciliation
  • Detailed reports on successful, abandoned, and failed transactions
  • Granular user permissions that let you control the info each member of your team has access to.
  • Automated chargeback alertsSearchable Customer DirectoryAnalyze customer purchase patterns with Customer Insights

 

Paystack Referral Program

For every online platform, the referral model follows a pattern, all company wants to promote its product, app or site so they offer all potential users the opportunity to share their link, make a new member, and earn a bonus as reward.

The same model is applied on the Paystack site. After a successful sign up or registration, you proceed to login to be enable to share your referral link, make new membership and earn a referral bonus.

 

Paystack Transaction Charges

Paystack charges 1.5% of every transaction + a flat fee of ₦100 on local cards.

On international cards, the company charges 3.9% +  a flat fee of ₦100. However, ₦100 fee is waived for transactions less than ₦2500.

If the charge is an issue for you. You can easily offset it by adding the charge to your product prices. The Supported Cards on this platform are: Visa, MasterCard, and Verve.

You can accept payments from international customers, from anywhere in the world. You can accept payments from internationally-issued cards.

 

Paystack Registration

Paystack Registration on the site isn’t so complicated, but it’s really necessary to have the below information handy is a as it might be needed of you.

  • Email Address  
  • User Name  
  • Phone Number  
  • Contact Info  
  • Password

 

Paystack Login

Before you have access to Paystack login page, it’s obvious you must registered successfully.

To login Paystack only the below is needed 

  • User name  
  • Password

 

What is Paystack Payment Method?

There are different  payment methods that your customers can pay through with this payment platform.  

Like credit, debit and business cards, mobile money accounts, QR codes, bank transfer or USSD.

A paying customer will be shown all the payment methods selected on your dashboard.

 

Is Paystack Safe and Credible

Paystack Review shows is one of the leading online payment gateways in Nigeria that allows businesses to collect payments from customers using MasterCard, Visa and Verve cards anywhere in the world.

Paystack 60,000+ users and the fact it does over $1b transactions per month should tell you how reliable it is. 

The company was recently acquired by Stripe for $200m. However, the company continues to operate as is. Without any interference from Stripe.

People and businesses in Nigeria and Ghana use Paystack’s secure payment gateway to collect payments online through their websites, online stores, payment links, and even invoices.

 

How Do I Use Paystack Without a Website?

You can use Paystack without a website. After signing up and creating an account and your account has been activated you can use Paystack pages, invoices and product links to collect payment online without a website.

Invoices and Payment Pages are perfect for freelancers and small businesses that want to collect payments online and don’t have a website.

 

Paystack Go Review

This is a mobile app for viewing your dashboard, since you won’t be able to have a laptop with you everywhere you go.  

You can monitor your orders and payments from anywhere, at any time.

This app also allows you to look at the performance of your products among other insight and reporting functions.

 

Paystack Review – Payment Gateways

  • Online Storefronts
  • Sell multiple products variants with ability to Upload beautifully images, GIFs and videos for these products
  • Collect one-time payments
  • Subscribe customers to a membership/subscription plan
  • Send a payment request to a customer through an invoice or a customized product URL
  • Collect delivery fees and delivery details
  • Low stock alerts Min / max order limits
  • Use your brand colours
  • Redirect customers after payment
  • Manage incoming orders on web and mobile
  • Get Push notifications for new orders
  • Update order fulfillment status
  • Process refunds to customers
  • Update shipping information
  • Search and filter orders
  • Simple, powerful inventory management
  • Upload unlimited products
  • Filter by price and units sold
  • Archive old products
  • View sales summary

 

Is Paystack Legit 

Paystack is a safe and secure payment gateway. It is  PCI DSS (Payment Card Industry Data Security Standard) certified.

The highest security certification level. This platform uses a token system that generates public and private keys to secure every payment that goes on through the platform.

Other security measures that have been implemented on this platform is protection of  card information, prevention of transactional fraud, and avoidance of account hacking.

Customer’s card information is further protected through AES-256 GCM encryption. Even the company’s employees can’t access customer card details.

 

Is Paystack Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think Paystack is scam?
  • How you being defrauded?
  • Is this Paystack Review lacking?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of Paystack on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.

 

In Summary – Is Paystack Legit or Scam

Paystack is a safe and secure payment gateway. It is  PCI DSS (Payment Card Industry Data Security Standard) certified.

The highest security certification level. This platform uses a token system that generates public and private keys to secure every payment that goes on through the platform.

Other security measures that have been implemented on this platform is protection of  card information, prevention of transactional fraud, and avoidance of account hacking.

With this platform’s automated and manual fraud systems,  you and your customers are protected from fraudulent transactions and associated chargeback claims.

You can also build custom payments experiences with Paystack’s well-documented APIs from simple projects, to complex financial and consumer products serving hundreds of thousands of customers with the platform’s well-documented APIs.

 

Does Paystack Require BVN?

Yes, it requires your BVN to help them confirm your identity, and approve your account as fast as possible.

The platform only uses your BVN details only for identity verification purposes, it won’t be shared with any external parties.

Paystack is a financial institution licensed by the CBN (Central Bank of Nigeria). So your details are safe with them.

 

Disclaimer

This Paystack Review Article isn’t aimed at defaming Paystack nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this Paystack review.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 

 

LEGIT BUSINESS OPPORTUNITIES 🔻🔻

 

Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

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E-Games

Barrel riding is yet another thing I missed in Zelda: Breath of the Wild

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Bilbo would be proud

This is legit folks, I missed it.

Just like I missed that you could see all four divine beasts from the top of Link’s house in Zelda: Breath of the Wild. XprtGamer44 of Reddit (apt name) discovered something else a lot of folks had completely missed too: barrel riding. Ah a fellow barrel rider!

Succinctly put, after nearly 1000 hours with the game, they finally discovered this oddity and decided to share it. And like all 1000 other clips, it makes me want to immediately boot up the game and go do it myself.

In case you’re curious, you can find one in the Great Plateau near “the Old Man’s Hut!” Lanayru Wetlands or Eventide Island are also options. And the barrels do float!

Oh, and in what has become a tradition for a lot of Breath of the Wild clip sharers, XprtGamer44 notes that the outfit in the video is “the Hylian Hood, Climbing Gear, chest, and Royal Guard Boots, dyed white.”

975+ hours into the game and I just realized, this is a thing… [Reddit]

975+ hours into the game and I just realized, this is a thing… from r/Breath_of_the_Wild

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E-Games

Warpips adds some meta-tension to the usual tug-of-war game

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Gambling with my army

There came a point in Warpips where I was going into battles that I knew I was underprepared for. This game is, at its most core level, about managing limited funds and capacity to field an army that can defeat your opponent’s. And in its campaign mode, Warpips really lets you ride the line between success and failure.

If you haven’t played a tug-of-war game before, it’s not too dissimilar from the “autobattler” craze that took hold for a little while in 2019. Unlike games like Teamfight Tactics, you’re working on a single “lane,” and using your incremental influxes of cash to purchase units that will automatically run down the lane and fight the enemy.

This game type was somewhat popular in places like Flash game development and in Warcraft custom games, and Warpips does feel something like a spiritual successor to those ideas. You can buy little soldiers and send them jogging down towards the enemy, and use a few static defenses like turrets, sandbags, and mines to hold off enemy advances and establish forward positions.

What Warpips does a little different is in the strategy layer, through its campaign. The campaign mode asks you to slowly conquer an island, seizing adjacent territories and advancing your frontline to the enemy’s home base. Every victory gets you some chips to spend, but more crucially, you can win new units.


Any units you deploy in a battle, win or lose, are “spent” on that battle. So if you want to deploy a heavy machine gunner, or possibly retain some air strike capability to thwart a potentially powerful wave of enemies, you’ll have to dip into your stock of those resources. And once those are depleted, they’re gone until you either win some more or spend some chips to buy units from the shop.

I really dug this, because it makes your army less of a static lineup and more like a collection of poker chips to bet at the table. I started out trying to min-max the system, finding the exact number of units I could use to barely eke out a win. This resulted in some pretty crushing losses, as the enemy would simply steamroll my army of weak units, no matter how many I could field.

Eventually, I had to come to terms with using my big guns when needed. This might sound fairly straightforward, but it was tough! I’m someone who will finish an RPG with 99 Mega-Potions in their pack. I prefer spending as little as possible, and maximizing my profit.


So when it came to conquering the Warpips island, I had to make some tough choices. Did I have the right units to deal with theirs? Could my mercenaries deal with vehicle assaults, or do I need to send in some regular soldiers instead? 

During the battles, you have to play a balancing act as well—destroying enemies in battle levels up your forces, allowing you to invest in their rank, increase the max amount of units you can field during the fight, or get a quick hit of cash. Maybe the units you brought in need some extra rank to really shine, or it might be better to get more units out first.


Warpips is still in Steam Early Access, so it’s still building up a fair bit and balancing the combat. I’ve only made it to the second island as well, where Warpips starts introducing vehicles as another piece of its rock-paper-scissors system of strengths and weaknesses. Most likely that means I’ll be gambling a lot of infantry trying to take down a tank, just so I can field that same tank the next time around. But it’s a pretty enjoyable gamble to make.

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E-Games

These Stardew Valley Junimo keyboard key caps are fire

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I want all of them

Stardew Valley is such an unstoppable force that you probably know at least one person who has played it. And a good deal of those people are incredibly into the game: so much so, that they put their passion into action.

Like many gifted Stardew artists and crafters before them, Reddit user robotmon shared one of their latest works: Junimo key(board) caps. Stardew fans will recognize these little creatures as the mysterious nature spirits that help the player character along in their journey, and assist them in the very late game via Junimo Huts.

They come in various colors, and nest nicely right above keys, stating that they’re more decorative than functional: and would work best on lesser-used keys rather than the center letters on keyboards. It’s amazing how much the game’s creator Eric Barone supports the crafting community, which allows stuff like this to flourish on the regular.

If you’re interested beyond a few quick “ooos and aaahs,” there’s a video of them in action from the creator here; and they plan on making them available in some fashion, with a link to a future Etsy store on their Instagram.

My passion project from the past few months – Junimo Keycaps [Reddit]

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