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Most banks exist to tie you down with charges. We’re not most banks. Kuda is designed for your smartphone, free of ridiculous charges and great at helping you budget, spend smartly and save more.

Whatever you want to do with your money, you can do it from the app. We’ll make sure it’s done better and hassle-free.

What is Kuda Mobile App About

It’s a Completely Online Bank, No paper, your account can be open in minutes.
Its meant to be a digital-only bank that runs predominantly on smartphones.

Kuda a digital-only bank based in Nigeria has secured a $1.6 million in pre-seed funding. Kuda intends to use the funds to launch live in the fourth quarter of 2019 from its beta stage. It also intends to develop the tech of its banking platform and to support its developer team across Lagos and Cape Town.

Founded in 2016 initially as a lending platform named Kudimoney before rebranding to Kuda, the platform is an online-only retail bank licensed by the Central Bank of Nigeria. Kuda offers checking accounts with no monthly fees and a free debit card. It will soon offer consumer savings and P2P payments options to users.

Is Kuda Scam or Legit

He noted that the bank built its full-stack banking software from scratch. In essence, they can accept deposits and also connect directly to the switch. The switch is a SWIFT-like system that enables bank communication and settlements.

Kuda Bank App Review

Regular banks normally charge you for things like transferring money from your account to another account with another bank. Kuda says it won’t charge you as much, or at all. Monies kept with banks (deposits) don’t exactly sit there, but they are matched to be given out as loans to those who need them now and would pay later with interest.
Alternatively, they are invested in/with businesses that provide yields from which the actual owner of the deposit gets paid a portion as interest, or gets paid nothing out of it, depending on the class of account, whether current or savings.

Kuda will technically invest the ‘retained balances’ of monies kept with them, and the yields of the investments are used to subsidize such fees like transfer charges, etc.
Everybody is happy.
Then you wonder how it’s profitable for them, but the truth is, they’re doing practically what the regular banks are doing, but with less overhead costs, because they don’t build branches that need maintenance and which they staff with employees of different pay grades, they don’t use fleets of pool cars to move their account officers around, etc. They invest ‘more’ in technology.

Kuda Referral Program

The company is currently running a promote that allows her users refer friends and earn N200 per successful referral

This application allow you To earn N200 per successful referral.
It does not require ID verification like Chipper cash.
All your referral earning will be credited to your Kuda account on Mondays.
You can redeem your referral bonus as airtime or transfer it direct to your bank account.

Kuda Bank App Registration -Login

Ogundeyi also noted that customers can open a bank account in minutes, after filling in the KYC form in the app. Kuda intends to expand in the future.

Lite– All you need is a Name and Phone Number
Basic– Name, Phone Number and BVN
Premium– Name, Phone number, BVN, Valid ID

Kuda App Download

Install an launch the app.
Now register with them using your details, phone number and email address. Join with this code: IROR4JMZ ( It is Very Important If You want To Make Money from The app)
Please add the BVN option, tap the option “Add Your BVN the app is trusted ”
Continue and add your original details.
Now take a selfie to verify your account. Click on take a self option and set your phone camera to front. Make sure that your selfie is straight to get verified easily.
After successful registration, now your Kuda account number will be shown to your.
Fund Your Account with at least N100 so that you can make money from the platform.

Kuda App vs Piggyvest vs V By VFD

*No ATM Maintenance fees
*No Cash withdrawal fees
*No transfer fees to Other banks * (*Kuda Customers get two free transfer to other banks every month. After that any transfer to other banks cost N10.)
*Free Deposits (**Kuda account holders can deposit money in over 10,000 branches across Nigeria for free.)

*Sometimes debit cards go missing. If that ever happens you can freeze your missing card on the app, and even unfreeze it if you find it later. Simple.

*Kuda’s bank-level security protects your sensitive personal information and prevents unauthorized use.

*Save as much as you want automatically and we’ll pay you up to 15% interest yearly, no excuses.
*Plan and keep track of your spending on the app with smart budgets.
*Qualify for quick loans in the near future.

Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

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5 Functions Of A Cybersecurity Lawyer: Can They Help Your Business



Cybersecurity is the most concerning thing in our present world. However, there are a lot of advancements in order to prevent cyber-attacks and cybercriminals as well. Still, with the up-gradation of technical space, the numbers are also increasing.

Many of us do not have any idea that we can actually take help from cybersecurity lawyers here. In case your business is exposed to cyber attacks and cyber crimes, it is a mandate to go for a cybersecurity lawyer. To know more, you need to go through this article. 

5 Functions Of A Cybersecurity Lawyer: Can They Help Your Business

Just like any other lawyers of any other sector, there are also some basic and non-negotiable functions that a cybersecurity lawyer should have. Every 39 seconds, hackers are attacking a computer with internet access. 

Here are the 5 functions of a cybersecurity lawyer. 


The litigation landscape must be understood by the cybersecurity attorney. The federal and state courts issue decisions that can impact a company in its cybersecurity efforts. For example, what is the significance of any kind of federal incident, like a company failing to report a data breach? 

The cybersecurity attorney should track all the litigations that are applicable, along with developing advice in order to help in guiding the particular company. This is something that can not be neglected by any cybersecurity lawyer

Internal practices

Now come to the risk assessment process. Within the company, the cybersecurity attorney should have a strong role. The cybersecurity lawyer must have an involvement in the cybersecurity risk assessment of the company. 

The professional has to ensure that the assessment is developed in a way that it will be capable of protecting some aspects of the risk assessment. In developing the entire program of cybersecurity, the cybersecurity attorney must have a key role to play. 


The active involvement of a cybersecurity lawyer is required in boards and senior management communications. All the cybersecurity-related communications should be reviewed by the professional to the senior management and board.

This will ensure that they are briefed properly on the specific subjects and also that the communications are created in a way, which correctly describes the risk to the firm. Minimization of any misinterpretation and potential limiting liability also rely hereupon. 

Responding To Incidents

Whenever any incidents related to cybersecurity take place, the cybersecurity attorney must play a key part in responding to them. Before the company must confront any event such as that, the critical work begins. 

When it comes to dealing with such incidents, it is really essential for a company to develop and practice coherent, sound incident response plans. Here are some of the facts that the company must confront.

  • Who is present in the response team?
  • Who is the person to lead the team?
  • What contracts does the company require to have in case they want to inform their employees and customers about the breach?

And the list goes on. 

Evaluating Contracts

On contract clauses, a cybersecurity attorney has to be a subject matter expert. In many instances, such as reviewing and negotiating software license provisions, letters of agreement with security vendors, hardware purchase, and any agreement for cloud computing services, this expertise is a must.

For both the customers and vendors, a cybersecurity attorney has to establish technology and cybersecurity-related contract clauses. Along with this, the person is also responsible for approving them and also tracking whether there is any deviation from those particular provisions.  

Bottom Line

So, these are the 5 functions of a cyber-security lawyer that your business can utilize. Make sure that you are getting a cyber-security lawyer who is totally accustomed to all these roles. Vendor risk management, mergers, and acquisitions, insurance are some other things that the professional also needs to take care of. Before hiring or employing someone, you should have a clear discussion about the roles and responsibilities the professional needs to fulfill. 

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I tried several RSS feed generators and the one that worked best, aside from being the simplest, was It’s great how useful the tool can be for somebody that doesn’t know how to code.

kirll from st6

Kiril Gantchev



I’ve long wanted an app that generates RSS feeds from social media sites, and while there are other options that do it (IFTTT, Zapier, etc.), this is the first one that is dead simple, and works out of the box.

Isaac Halvorson iOS developer

Isaac Halvorson

iOS Developerhisaac

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Maxi Dress: A Piece You Should Have In Your Closet



It’s already been more than a year that people are stuck at home because of the global pandemic. Social gatherings are mostly discouraged, which prompted people, especially women, to lessen the time for glamming up. 

However, styles and trends come and go, and an individual’s wardrobe might not be in for the latest fashion mania anymore.

Thank goodness, there is a timeless piece no matter what era the world is in right now, and that is a maxi dress! 

Anyone can always find maxi dresses online that suit them just as perfect for turning heads or having fun on their own.

Now that the world is gradually going back to its average pace again, it’s time to consider getting back on the game with the best fashion piece to check out this 2021.

How To Choose The Perfect Maxi Dress

Maxi dresses are only one type of dress, but it still comes in various designs, patterns, and vibes. Many people love this due to its comfortable build that everyone can wear during formal and casual gatherings. 

They are also a great piece to wear at weddings and other important events, but there is a catch — not every maxi dress is created equal.

To find the best maxi dress that will accentuate a person’s assets, here are some of the factors that need to be considered:

Body type

There are maxi dresses that complement certain body types and curves. This factor is necessary to think about because one dress might look good on one person’s figure but not on the other. 

It is essential to find one that flatters an individual body to show off one’s features.


Maxi dresses are generally long, but the ones covering the feet will be an inconvenience with movements. These dresses are supposed to be comfortable, and there’s nothing more irritating than a fabric going in the way upon walking.

It is recommended to choose a maxi dress that only reaches the ankles to make it easier for you to move around. It is also easy to cut the excess fabric on the bottom for existing dresses. 


The material determines the purpose of a maxi dress. Lighter and sheerer fabrics are best worn during humid days or on beaches, while silk and chiffon fabrics are best to wear at formal events.

How To Style Maxi Dresses

Maxi dresses can come in different necklines, patterns, and materials. People often have a hard time deciding how to embellish their maxi dresses to make them more fashionable and fitted to a particular event. 

There are two main event categories where maxi dresses can be worn — and that is daytime and nighttime.

Here are some ideas to do to make a statement look for every occasion:


If you wear the maxi dress during the daytime, it’s better to go for a more casual, laid-back look. These dresses are easy to move with and often come in various colourful patterns to strut under the sun. 

Adding some accessories like a handbag, sunglasses, and a pair of flat sandals will be a perfect cozy beach look.

For more brilliant attire, they work well with a formal blazer, statement belt, and ankle boots. No matter what the daytime occasion theme is, this look will turn heads.


Evening events are usually more on the formal side, so to maximise the look of a maxi dress, fabrics like lace, satin, or velvet will do the job. Sparkles and crystals also work well when incorporated into the outfit to bring that glowing look even after the sun is down.

Maxi dresses are a staple in the fashion industry. The potential designs and patterns incorporated with these dresses are limitless and fit in all seasons of the year.

The good news is anyone can always find perfect maxi dresses online. There’s no need to go out anymore because the best piece to fuel the fashion game in 2021 is only a few clicks away.

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