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Most banks exist to tie you down with charges. We’re not most banks. Kuda is designed for your smartphone, free of ridiculous charges and great at helping you budget, spend smartly and save more.

Whatever you want to do with your money, you can do it from the app. We’ll make sure it’s done better and hassle-free.

What is Kuda Mobile App About

It’s a Completely Online Bank, No paper, your account can be open in minutes.
Its meant to be a digital-only bank that runs predominantly on smartphones.

Kuda a digital-only bank based in Nigeria has secured a $1.6 million in pre-seed funding. Kuda intends to use the funds to launch live in the fourth quarter of 2019 from its beta stage. It also intends to develop the tech of its banking platform and to support its developer team across Lagos and Cape Town.

Founded in 2016 initially as a lending platform named Kudimoney before rebranding to Kuda, the platform is an online-only retail bank licensed by the Central Bank of Nigeria. Kuda offers checking accounts with no monthly fees and a free debit card. It will soon offer consumer savings and P2P payments options to users.

Is Kuda Scam or Legit

He noted that the bank built its full-stack banking software from scratch. In essence, they can accept deposits and also connect directly to the switch. The switch is a SWIFT-like system that enables bank communication and settlements.

Kuda Bank App Review

Regular banks normally charge you for things like transferring money from your account to another account with another bank. Kuda says it won’t charge you as much, or at all. Monies kept with banks (deposits) don’t exactly sit there, but they are matched to be given out as loans to those who need them now and would pay later with interest.
Alternatively, they are invested in/with businesses that provide yields from which the actual owner of the deposit gets paid a portion as interest, or gets paid nothing out of it, depending on the class of account, whether current or savings.

Kuda will technically invest the ‘retained balances’ of monies kept with them, and the yields of the investments are used to subsidize such fees like transfer charges, etc.
Everybody is happy.
Then you wonder how it’s profitable for them, but the truth is, they’re doing practically what the regular banks are doing, but with less overhead costs, because they don’t build branches that need maintenance and which they staff with employees of different pay grades, they don’t use fleets of pool cars to move their account officers around, etc. They invest ‘more’ in technology.

Kuda Referral Program

The company is currently running a promote that allows her users refer friends and earn N200 per successful referral

This application allow you To earn N200 per successful referral.
It does not require ID verification like Chipper cash.
All your referral earning will be credited to your Kuda account on Mondays.
You can redeem your referral bonus as airtime or transfer it direct to your bank account.

Kuda Bank App Registration -Login

Ogundeyi also noted that customers can open a bank account in minutes, after filling in the KYC form in the app. Kuda intends to expand in the future.

Lite– All you need is a Name and Phone Number
Basic– Name, Phone Number and BVN
Premium– Name, Phone number, BVN, Valid ID

Kuda App Download

Install an launch the app.
Now register with them using your details, phone number and email address. Join with this code: IROR4JMZ ( It is Very Important If You want To Make Money from The app)
Please add the BVN option, tap the option “Add Your BVN the app is trusted ”
Continue and add your original details.
Now take a selfie to verify your account. Click on take a self option and set your phone camera to front. Make sure that your selfie is straight to get verified easily.
After successful registration, now your Kuda account number will be shown to your.
Fund Your Account with at least N100 so that you can make money from the platform.

Kuda App vs Piggyvest vs V By VFD

*No ATM Maintenance fees
*No Cash withdrawal fees
*No transfer fees to Other banks * (*Kuda Customers get two free transfer to other banks every month. After that any transfer to other banks cost N10.)
*Free Deposits (**Kuda account holders can deposit money in over 10,000 branches across Nigeria for free.)

*Sometimes debit cards go missing. If that ever happens you can freeze your missing card on the app, and even unfreeze it if you find it later. Simple.

*Kuda’s bank-level security protects your sensitive personal information and prevents unauthorized use.

*Save as much as you want automatically and we’ll pay you up to 15% interest yearly, no excuses.
*Plan and keep track of your spending on the app with smart budgets.
*Qualify for quick loans in the near future.

Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

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Jeunesse Global Review – Scam or Legit Skincare MLM




Welcome to Xycinews Media, this article about Jeunesse Global Review was written after my research and coming to know users are searching for keywords like;

  • Jeunesse Global Review
  • How does Jeunesse Global Work
  • Who is Jeunesse Global founder
  • Jeunesse Global Withdrawal System
  • Jeunesse Global Referral System
  • Jeunesse Global Registration & Login
  • Is Jeunesse Global Scam
  • Is Jeunesse Global Legit

And so on…. Nonetheless, I might not have the exact response to all the above entries at the moment, but this article is well detailed.

Honestly, striving to make more funds isn’t a wrong move in anyway, and that’s why investment is a good move because it aid you in growing your initial capital… Sadly, that’s where the problem comes in. 

Today, with a lot of ***** niche schemes, knowing the legit one could be hard. But guess what? Some are planned scam in the cover of HYIP, MLM, Smart Contracts and so on. 


HYIP is essentially a Ponzi scheme – more often than not, a scam. 

It involves paying returns to earlier investors with money invested by new investors and that’s why am Publishing this Jeunesse Global review.

Since all this strategies isn’t known, a lot of persons fall victim. Jeunesse Global claims not to be a scam zone with the vision of creating wealth with minimal risk, this Jeunesse Global review will stand for or against that.


If you want more information and get to know Jeunesse Global better, I encourage you to kindly take a few minutes to read this article calmly because I have gathered the best of information in well outlined paragraphs to help you understand and the table of contents to help you navigate the post.


NOTICE: In as much as Team Xycinews aims to deliver a near perfect review, we have a lot of Platforms on our Log to review & a lot already reviewed. Sadly this limits us from backdating to track the status of already reviewed platforms.

Kindly note that the platform information were correct as of time of publishing but might turn out to be SCAM without our notice.

Always check our article’s published date & the comment section below for users opinion. Thanks ♥️


Jeunesse Global Review

Jeunesse Global is best known for their Instantly Ageless and the video that made them really popular that went viral showed how fast it worked:

It’s a health and wellness network marketing company in the end of the day with a touch of skin care and travel.

Jeunesse has been mostly have been growing since 2009 with a little drop by 2019 but it’s nothing to be concerned about.

They are still averaging over $1 billion a year.

  • Revenue 2015: $1.09 Billion
  • Revenue 2016: $1.40 Billion
  • Revenue 2017: $1.30 Billion
  • Revenue 2018: $1.46 Billion
  • Revenue 2019: $1.10 Billion


Jeunesse Global Registration

Jeunesse Global Registration on the site isn’t so complicated, 

  • Basic Package – $25
  • Supreme Package – $100
  • Jumbo Package – $200
  • Ambassador Package – $250
  • 1 Year Jumbo Package – $200


Is Jeunesse Global Legit 

Jeunesse Global is the brain child of Randy Ray and Wendy Lewis who founded the company back in 2009 with Scott Lewis being the Chief Visionary Officer.

They have a TON of experience in the network marketing industry and have grown huge organizations in the past.

By 2016, they have reached $5 billion dollars in sales worldwide which is pretty much. In other words, they are a billion dollar company now. Right now they have 32 fully operational offices to markets in over 140 countries which is massive.

Jeunesse Global rewards distributors on both retail sales to customers and sponsoring new business partners which is always a good thing.

In order for a MLM to stay out of the pyramid scheme territory, they must have more retail sales than affiliates.

That is just the nature of retail and if you go to any retail store and buy something, you will always have some negative reviews.


Is Jeunesse Global Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think Jeunesse Global is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of Jeunesse Global on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.



This Jeunesse Global Review Article isn’t aimed at defaming Jeunesse Global nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this Jeunesse Global review.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 


@The Blogger Scientist




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Elixoo Review – Is Elixoo Scam or Legit




Elixoo Review

Elixoo markets a range of products in the personal care and CBD oil niches. The marketing gimmick for Elixoo’s products is the addition of meteorite powder.

Elixoo don’t provide any verifiable information as to where the meteorite powder is sourced or why it’s in their products.



Elixoo’s CBD oil offering is branded Rhea. Rhea CBD oil is available in 10% and 30% CBD concentrations. It also is purported to contain “meteorite powder”.


Personal Care

Personal care products offered by Elixoo include:

  • Vega Soap – meteorite soap that contains CBD
  • IO Anti Ageing Eye Oil
  • Mimas Night Cream
  • Deimos Day Cream
  • Callisto Frequency Spray
  • Thetys Shower Gel
  • Dione Body Lotion and
  • Vesta Shampoo


Elixoo Affiliate Rankings

  • Meteorite Partner – generate 80 PV and 200 QV a month and personally recruit and maintain two affiliates
  • Asteroid Partner – maintain 80 PV a month, generate 400 QV and maintain two personally recruited affiliates
  • Comet Leader – generate 160 PV a month, 1000 QV and maintain two personally recruited affiliates
  • Neptune Leader – maintain 160 PV a month, generate 2000 QV and personally recruit and maintain four affiliates
  • Uranus Leader – maintain 160 PV a month, generate 4000 QV and personally recruit and maintain five affiliates
  • Saturn Leader – maintain 160 PV a month, generate 7000 QV and personally recruit and maintain six affiliates
  • Jupiter Leader – maintain 160 PV a month, generate 11,000 QV and personally recruit and maintain seven affiliates
  • Mars Manager – maintain 160 PV a month, generate 20,000 QV and personally recruit and maintain eight affiliates
  • Earth Manager – maintain 160 PV a month, generate 40,000 QV and maintain eight personally recruited affiliates
  • Venus Manager – maintain 160 PV a month, generate 100,000 QV a month and 400,000 GV and maintain eight personally recruited affiliates
  • Mercury Manager – maintain 160 PV a month, generate 200,000 QV a month and 600,000 GV and maintain eight personally recruited affiliates
  • Master of the Universe – maintain 160 PV a month, generate 400,000 QV and 800,000 GV and maintain eight personally recruited affiliates


Elixoo Referral Program

For every online platform, the referral model follows a pattern, all company wants to promote its product, app or site so they offer all potential users the opportunity to share their link, make a new member, and earn a bonus as reward.

Elixoo affiliates earn a 78% commission on sales volume generated by retail sales.

This amount is calculated as:

  • 30% markup
  • 20% commission on a personal sale and
  • bonus 28% commission for being an Elixoo affiliate.

Elixoo affiliates earn a 20% commission on sales volume generated by the first order placed by personally recruited affiliates.


Elixoo Sign up

Basic Elixoo affiliate membership is €24.95 EUR annually.

To participate in the MLM opportunity, purchase of one of the following three packages is required:

  • Saturn Mach 3 Light – €400 EUR
  • Meteorite Mach 3 Pro – €1000 EUR
  • Saturn Mach 3  – €3200 EUR

These packages come with Elixoo products. The Saturn Mach 3 packages also provide a direct compensation advantage (see compensation plan section above).

Elixoo Login

Before you have access to Elixoo login page, it’s obvious you must registered successfully.

To login Elixoo only the below is needed 

  • User name  
  • Password

Is Elixoo Safe and Credible

In ascertaining the credibility of a platform before outrightly assuming that Elixoo is scam or Elixoo is legit is very discreet, this makes a lot of factors even the slightest one so so important.

Is Elixoo Legit 

Elixoo provides no information on its website about who owns or runs the company. In fact as I write this, Elixoo’s .NET website is nothing more than an affiliate login portal.

Elixoo is also believed to own the .COM version of their domain, however that’s currently parked. As far as I can tell there’s no verifiable medical benefit to adding meteorite powder to Elixoo’s products. It just seems to be a marketing gimmick.

Heading up Elixoo is founder Dennis Nowak. According to his LinkedIn profile, Nowak is based out of Zurich, Switzerland.

Apart from pyramid schemes being illegal, there’s also the issue of them inevitably collapsing and leaving the majority of participants with a loss.


Is Elixoo Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think Elixoo is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of Elixoo on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.


Continue Reading


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