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Credit score is a numerical expression based on a statistical analysis of a person’s credit files, to represent the creditworthiness of that person. 

A credit score is primarily based on credit report information typically sourced from credit bureaus.

Late payments remain on the credit report for seven years. The seven-year rule is based on when the delinquency occurred. Whether the entire account will be deleted is determined by whether you brought the account current after the missed payment.

Your score falls within the range of scores, from 300 to 579, considered Very Poor. A 517 FICO® Score is significantly below the average credit score.

Welcome to Xycinews Media, this article about Kolacredit Review was written after my research and coming to know users are searching for keywords like;

  • Kolacredit Review
  • Is Kolacredit Scam
  • Is Kolacredit Legit
  • How to check Credit Score 
  • Who is Kolacredit founder

And so on…. Nonetheless, I might not have the exact response to all the above entries at the moment, but this article is well detailed.

 

JUST READ TO THE END PATIENTLY..!!

 

If you want more information and get to know Kolacredit better, I encourage you to kindly take a few minutes to read this article calmly because I have gathered the best of information in well outlined paragraphs to help you understand and the table of contents to help you navigate the post.

 

Kolacredit Review

Kolacredit is an online platform offering credit scores and loans. Allows users to access multiple lending & financing solutions without impacting credit scores. Users can compare different options and assist in monitoring credit health

Kola is a technology company that creates digital credit experiences to enable lenders serve banked & unbanked Nigerians.

 

Founded Year: 2019

Location: Lagos, Nigeria

Company Stage: Unfunded

Similar Cos.: Remitly, TransferWise, TransferGo, WorldRemit, Azimo & 444 others

 

How To Access Credit Report in Nigeria Using USSD

  • Apply on the CRC Credit Bureau website. CRC Credit Bureau also has a USSD code (*565*8#) you can dial to check Credit reports instantly. 
  • You can also access a free credit report from the Credit Registry’s website. 
  • Get a free credit report 

 

Kolacredit Founder

While documenting this Kolacredit review, I did my best to search and found Ikenna Enenwali as the Founder & CEO. I believe knowing the background record of a brand owner is a step forward into knowing how legitimate it is and the reputation of the Profile.

 

Kolacredit Mission

At Kolacredit, they want to see a world where no hard working Nigerian is denied the opportunities that credit provides. Millions of credit-worthy Nigerians face the rejection, frustration and confusion of being denied fair access to credit options; and they want to change that forever.

 

Kolacredit Charges & Loan Offers

Kola does not charge you any fees to use their service. Additionally, Kola is not a bank or lender. They display rates from lenders who are licensed; we then forward your information to any lender you wish to contact so they can contact you directly.

 

Kolacredit Registration

Kolacredit Registration on the site isn’t so complicated, but it’s really necessary to have the below information handy is a as it might be needed of you.

  • Email Address  
  • BVN
  • Phone Number  
  • Bank Name 
  • Account Number
  • Passwordd

 

Kolacredit Login

Before you have access to Kolacredit login page, it’s obvious you must registered successfully.

To login Kolacredit only the below is needed 

  • User name  
  • Password

 

Is Kolacredit Safe and Credible

Kolacredit don’t accept applications, make credit decisions, create rates, fund loans, service loans, or offer any other credit or loan services. We do not and cannot issue approvals or commitments on any lender’s behalf. Lenders will require additional information and consent from you in order to complete your loan application.

 

Is Kolacredit Legit 

Yes, I really loved they platform and that’s why I wrote this Kolacredit review to throw more light on it features.

 

For Individuals

Provide enhanced and fairer access to credit, allowing greater choice products and reducing consumer detriment (such as avoidable costs, restrictive terms and, potentially, financial distress).

 

For Banks & Lenders

Increase underwriting efficiency, support better market segmentation and approve more loans without increasing risk; diversifying risk with greater numbers of the population that can access credit and financial services in a fair and affordable manner.

 

For Policymakers

See unmet but viable consumer credit needs met appropriately, both enhancing economic and social benefit for consumers, local economies and communities, avoiding the potential economic and social costs of financial exclusion.

 

Is Kolacredit Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think Kolacredit is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of Kolacredit on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest..

 

In Summary – Is Kolacredit Legit or Scam

Anyways, team Xycinews can’t pronounce Kolacredit scam or legit but we will give you all the important information at our disposal to help you decide best because it involves you and your funds and we ain’t ah third party.

Kola is an independent comparison service provider, not a bank or lender. We display rates from lenders who are licensed; we then forward your information to any lender you wish to contact so they can contact you directly.

Their goal is to help you find lenders with products and offerings we think you might qualify for. They do not accept applications, make credit decisions, create rates, fund loans, service loans, or offer any other credit or loan services. They do not and cannot issue approvals or commitments on any lender’s behalf. 

Lenders will require additional information and consent from you in order to complete your loan application. They will only share your credit application information with lenders upon your request.

By using their website, you accept their Terms of Use and Privacy Policy. All images and trademarks are the property of their respective owners.

 

Contact

MAIL; support@kolacredit.com

PHONE; +234 809 062 6690

OFFICE; 2nd Floor, Providence House, Admiralty Way, Lekki Phase 1, Lagos, Nigeria

 

Disclaimer

This Kolacredit Review Article isn’t aimed at defaming Kolacredit nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this Kolacredit reviews.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 

 

@The Blogger Scientist

SHARING IS LOVING 💕

 

Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

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Leaks

BantuPay Review – Is BantuPay Scam or Legit Asset Management Infrastructure

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BantuPay Review

BantuPay is a community driven, multi digital asset management infrastructure built on blockchain. It includes the simple and user-friendly BantuPay wallet that lets you send, receive, swap and store digital assets. 

BantuPay also has an API that enables blockchain developers to build their decentralized apps and wallets without having to worry about the low-level implementation details. We believe that working together as a community in the spirit of UBUNTU is better for everyone.

The BantuPay infrastructure is maintained by the Bantu Blockchain Foundation (BBF), a not for profit organization created in 2020 to support the development of the Bantu blockchain.

 

How BantuPay Work

  • Sign up today for a free account on our mobile iOS or Android apps. Or, simply import an existing BantuPay wallet.
  • Earn rewards while using the app via referrals and participating in BantuPay competitions.
  • Be sure to save & securely BACKUP YOUR WALLET so you will be able to restore your BantuPay wallet if you lose your device. 

9PSB Review; A Rebranded Payment and Deposit Gateway

 

Is BantuPay Legit 

Grab your phone, download the BantuPay wallet and get rewarded for testing and giving feedback. For now that’s all the information at hand.

 

Is BantuPay Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think BantuPay is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of BantuPay on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.

Is Payscrin Scam or Legit Crypto 3rd Party Platform

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Leaks

ClearUnited Review – Is ClearUnited Scam or Legit Product Distribution Scheme

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ClearUnited provides the opportunity for people to succeed by simply sharing product they use with people they love. Tens of thousands of families and individuals now compete directly with major technology companies – and win! When customers purchase ClearUnited products each month, profits from those sales go directly to families rather than to large corporations.

 

NOTICE: In as much as Team Xycinews aims to deliver a near perfect review, we have a lot of Platforms on our Log to review & a lot already reviewed. Sadly this limits us from backdating to track the status of already reviewed platforms.

Kindly note that the platform information were correct as of time of publishing but might turn out to be SCAM without our notice.

Always check our article’s published date & the comment section below for users opinion. Thanks ♥️

 

ClearUnited Review

ClearUnited is designed to give as much credit to its Influencers as possible. Creating your Circle of Influence (C1-C7) is as simple as referring your Circle of Friends to buy products they’ll love. As friends refer friends, Influencers qualify for greater Circles of Influence and earn more commission.

 

ClearUnited Products

Clear United products range from cellphones they call “clearphones”.

ClearPHONE sets you free: No ads, no viruses, malware, no trackers. No unwanted content.

  • ClearPhone 220 – $50 a month
  • ClearPhone 420 – $100 a month
  • ClearPhone 620 – $150 a month

On top of that, ClearUnited offers inhouse services which are built around ClearOS, which looks like a Linux operating system.

ClearPHONE uses a hardware manufacturer who also builds devices for other top brands.

 

ClearUnited Founder

While documenting this ClearUnited review, I did my best to search and found Michael Proper is the Founder & Visionary of the company and his bio says the following;

Over the past 21 years, Michael has helped start and grow numerous companies in the IT industry and helped to create what is now known as the Managed Services Provider (MSP) sector.

Prior to starting ClearCenter he started DirectPointe (an IT service company) & DPFS (an IT financing company) he also helped launch and establish Calculated Research & Technology and Veritas Solutions (both IT solution companies).

 

ClearUnited Affiliate Ranks

There are eight ranks you can hit in their compensation plan and below is the break down:

  • Condensation – sign up as a ClearUnited affiliate
  • Drop – generate three ClearPhone purchases and/or subscriptions
  • Rain – generate nine ClearPhone purchases and/or subscriptions
  • Shower – generate twenty-seven ClearPhone purchases and/or subscriptions
  • Storm – generate eighty-one ClearPhone purchases and/or subscriptions
  • Lightning – generate seven hundred and twenty-nine ClearPhone purchases and/or subscriptions
  • Thunder – generate two thousand one hundred and eighty-seven ClearPhone purchases and/or subscriptions

 

ClearUnited Registration

ClearUnited Registration on the site isn’t so complicated, but it’s really necessary to have the below information handy is a as it might be needed of you.

  • Email Address  
  • First Name  
  • Last Name
  • Phone Number  
  • Referral Code  

 

Is ClearUnited Legit 

Though everything seems great and promising, I can’t just conclude it’s legit and so I depend on users to comment under this post their experience.

 

Is ClearUnited Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think ClearUnited is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of ClearUnited on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.

 

Disclaimer

This ClearUnited Review Article isn’t aimed at defaming ClearUnited nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this ClearUnited review.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 

 

 

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Leaks

HourATM Review – Is HourATM Scam or Legit Crypto Asset Investment

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HourATM Review

Houratm is a leading cryptoasset investment firm focused on professional trading, investing and portfolio management where users are promised to earn hourly. 

All withdrawal requests are processed instantly including weekends and holidays. Existing investments cannot be replenished, at the same time, you can not invest the same plan more than 2 times, must wait for the last investment plan is completed before continuing investment. 

 

HourATM Investment

  • 1.17% HOURLY FOR 90 HOURS
  • Minimum $5 – Maximum $449
  • 1% Referral Commission

 

  • 5.5% HOURLY FOR 40 HOURS
  • Minimum $300 – Maximum $4499
  • 5% Referral Commission

 

  • 12%~20% HOURLY FOR 20 HOURS
  • Minimum $1000 – Maximum $449000
  • 10% Referral Commission

 

  • 100% AFTER 1 DAY
  • Minimum $1000 – Maximum $10000
  • 10% Referral Commission

 

  • 800% AFTER 7 DAYS
  • Minimum $5000 – Maximum $50000
  • 15% Referral Commission

 

  • 1600% AFTER 15 DAYS
  • Minimum $10000 – Maximum $500000
  • 18% Referral Commission

 

HourATM Referral Program

For every online platform, the referral model follows a pattern, all company wants to promote its product, app or site so they offer all potential users the opportunity to share their link, make a new member, and earn a bonus as reward.

The same model is applied on the HourATM site. After a successful sign up or registration, you proceed to login to be enable to share your referral link, make new membership and earn a referral bonus.

 

HourATM Registration

It is free to sign-up and create an account with houratm.com, however if you would like to participate in the earning plans the you need a minimum of $5 to deposit.

 

Is HourATM Safe and Credible

They have been incorporated under the name of ‘HOURATM LIMITED‘ on April 2020, another fact that they haven’t been around 10 years ago. I would also like to point out that the nature of their business based on the certificate is “Fund management activities”. Being in fund management business needs its own specific registration and certificates that these people don’t have.

 

Is HourATM Legit 

Based on who.is their domain ‘houratm.com’ has been privately registered on October 2019 and has been updated recently on October 2020. So as far as I can tell, that 10 years experience is not true. In addition to that, based on the info on whois all the domain related registration have been made via London, Great Britain.

 

Is HourATM Scam

Primarily, Xycinews Media contents is to give an overview of platforms and what they entails to help you decide if proceeding with them or Investing only what you can afford to lose.

  • Do you think HourATM is scam?
  • How you being defrauded?

With a lot of platforms on our desk to review for the general public, we might not be able to keep track of HourATM on a regular. Please help us by dropping a comment and this will help other potential investors from falling prey or proceeding to invest.

 

Disclaimer

This HourATM Review Article isn’t aimed at defaming HourATM nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this HourATM review.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 

 

@The Blogger Scientist

 

SHARING IS LOVING 💕

 

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