Guide to Generate Access Bank OTP Code in Nigeria

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Tokens are security devices used to generate encrypted codes for transactions internet banking and online transactions. Some years Access and GT bank uses the hardware token for their customers.

The Access Bank token is a security device that can generate encrypted codes for online and internet banking transactions. You can use the Access Bank token number to start a variety of transactions on the Access online banking platform.

Types of Access Bank token:

The token is a series of numbers that allows you to access your online banking account. To use the token, open the app on your phone and enter your PIN and the token number. You’ll be able to make transactions on the Access bank mobile app once you enter the token number.

You can complete certain financial transactions using the Access Bank Internet Banking platform, which is accessible via the bank’s website or mobile app. Because the transactions are completed electronically, you will not need to visit a bank to conduct a financial transaction.

Soft Token

Pocket Token

Mini Token


How to register for Access Bank Token

You must be an Access Bank customer and have registered for the Access Online internet banking platform before receiving the Access Bank hard token.

You can sign up by going to any Access Bank and requesting an internet banking application form. Alternatively, you can register online at, on the bank’s website.

Simply visit any Access Bank branch near you to get the Access Bank soft or hard token. Make a request for the bank token to the customer service representative. The Access bank token number is currently available for N1,500. As a result, the Access Bank hard token is available for N1,500.



1. Access bank account number.

2. Mobile phone number linked to your Access bank account.

3. Email address.

4. An amount of N1,5000.


How to Generate Access Bank OTP Code

Many people have trouble generating the Access Bank OTP code. The One-Time Password (OTP) is a one-time password required for transactions on the Access Bank mobile and internet banking platforms.

Simply complete a transaction on an online merchant store or eCommerce website to get the OTP. When you use your debit card to make a purchase, an OTP will be sent to the email address or phone number associated with your bank account. The OTP is only valid for a certain amount of time.

When you enter the OTP, the transaction you’re carrying out at the time is confirmed. Most importantly, generating the OTP is completely free, and you should never reveal your OTP to anyone.


Generating Access Bank OTP code

Generating Access Bank OTP code is not far fetched. You can generate an OTP if you are an access bank customer, usually, when you make online purchases, for example, you decided to buy on one of the top online shopping sites in Nigeria.

Firstly, you will be required to enter an OTP-One Time Password, which is a security feature from your bank, usually, Access Bank will have the code sent to your mobile phone automatically before the merchant can eventually charge you for your purchase.

All you need to do is to make sure that you mobile number used to register your account with Access bank is available and has no message restriction settings such as DND.

To get an Access bank token, follow the steps below:

1. Visit the Access bank branch where you hold an account.

2. Seek the help of an agent at the bank and request a token application.

3. You will be given the token application form to fill.

4. Kindly fill the application with the correct details.

5. Go through to see that you have entered the right information into the form’s specific field.

6. Once you are done filling the token application form, submit it to the agent who gave it to you.

7. Pay a fee of N1,500.

8. The agent will ensure your application has been submitted to the right department to look into it.

9. After reviewing, the bank will assign a unique token code to your account, which you need to authenticate every transaction you make with your account.

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