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9PSB is a fintech app launched by telecom operator, 9mobile as a Payment Service Bank (PSB) gateway to provide electronic banking services to people as an alternative to traditional banking.


9PSB Review

Cash transactions, fund transfers and utility payments are always processed by Nigerians everyday. With Nigeria’s financial inclusion rate still at only 50%, improving the ease of access to financial services in the country remains paramount.

Many Nigerians would rather send/receive money and pay bills from the comfort of their smartphones than go queue for hours in front of an Automated Teller Machine (ATM) to carry out the same transaction.

Working to eliminate the stress associated with visiting a physical bank, 9mobile developed its 9PSB app to provide an online gateway for users to quickly open an account using their mobile number and complete financial transactions including money transfers, utility payments, savings and cash deposits through connected field agents.


9PSB App Download

Released on November 21, the 9PSB app is available for free download on the App Store as well as on the Google Play Store where it has over 1,000 downloads.

In this article, I reviewed the version 0.91 of the app based on the functionality of available features, ease of navigating services via its user interface and its feedback mechanism.


9PSB App Features

Navigating the payment features proved quite easy due to a simplified user interface and quick response time. 

Apart from money transfers and payments for cable Tv/electricity bills, users can also purchase airtime/data and make withdrawals via ATMs and agents.

But a major letdown is that 9PSB users are restricted to making deposits through PSB field agents. This means that users have to go out physically to meet with agents before they can credit their mobile 9PSB account.

Agents are not always close to the location of the user and may be unreachable in certain areas. In this case, a user may be forced to travel far distances just to add money to their account.


9PSB Sign up

I installed the 9PSB app and set up my account in about three minutes. You will be required to enter your mobile number, email address and select a means of identification.


9PSB Registration

Only the BVN ID verification was available despite the app details stating that users can sign up using an international passport, national ID, driver’s license or voter’s card.

After your details are verified, the app takes a picture of you which becomes immediately mirrored after capture.

When your account set-up is done, you will have access to the app dashboard which provides you with a mobile bank account and a savings wallet.

While only your “9ra Instant” mobile bank account can be used to make payments (including QR), withdrawals and transfers, the “9ra Save” wallet enables you to add savings which can be locked for up to 3 months.


9PSB Login

Before you have access to 9PSB login page, it’s obvious you must registered successfully.

To login 9PSB only the below is needed 

  • User name  
  • Password


In Summary – Is 9PSB Legit or Scam

On the basics of this 9PSB review, No one has reported it’s scam to me yet and due to number of logged files on my checklist, always share your opinion in the comments section. 

This will help potential Investors or users of the platform from falling prey. Likewise, don’t forget to also scroll down to check if there is any comment.



This 9PSB Review Article isn’t aimed at defaming 9PSB nor is it targeted to promoting them. 

This article is strictly for enlightening purposes and a honest guide from our perspective because we strongly believe every brand needs a good background check.

Therefore, you are at liberty to accept or reject this article and act base on your own perspective of the platform. You are encouraged to share your own opinion or views about the platform with us via the comments box below so as to further improve this 9PSB reviews.

Team Xycinews is no third party and we can’t handle any queries whatsoever. 


@The Blogger Scientist


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Naabiae Nenu-B is a Medical Health Student and an SEO Specialist dedicated to flushing the web off fake news and scam scandals. He aims at being "Africa's Best Leak and Review Blogger" and that's the unwavering stand of Xycinews Media.

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Tesla May Allow Bitcoin Payments, Elon Musk Tweeted



Tesla cloud let Bitcoin payments back into it’s transactions, this is what Muck said in his new tweet! It seems he won’t stop tweeting about Bitcoin. After he got some threats by hackers after all! Tesla CEO Elon Musk, tweeted that the e-car company will restart Bitcoin payments when the cryptocurrency’s clean energy utilization gets to the 50 percent threshold.

When we have the confirmation of sensible (~50%) clean energy utilization by miners with affirmative future trend. Tesla will restart letting Bitcoin transactions.

Moreover, Musk declined pumping and dumping Bitcoin. He talked about the allegations that Sygnia CEO Magda Wierzycka made as “inaccurate.”

Tesla’s Bitcoin Holdings

Musk once again confirmed that Tesla only sold 10 percent of its holdings. They did that in order to test the cryptocurrency’s liquidity without moving its price. As you can see, they moved the price of cryptocurrency’s price a lot! Especially Bitcoin.

As you know, Tesla stopped Bitcoin payments because of the harmful environmental impact of mining. They announced it on May 12. As a result this triggering a sharp market correction.

As stated by Ark Investments, over 70 percent of Bitcoin miners are powered by renewable energy by now.


In its most simple form, liquidity is about how simple it is to convert cryptocurrency into cash fast. And also as if this can be obtained without the asset’s value affliction. A cryptocurrency that is liquid usually trades around its market price.

Bitcoin Price

This news maybe cloud help Bitcoin’s price in the market. And in addition it could help the whole market. At time of this writing, Bitcoin’s price is 39,209.20$. So, it seems the market is promising after days of low trades in the market. With bitcoin and other cryptocurrencies. Musk’s actions on social media about cryptocurrencies usually make prices soaring or plummeting.

Bitcoin future is promising. After are it is the big boy in the whole crypto market. Once before, Musk made Bitcoin price goes up, when he announced that Tesla will accept this coin. Then he took it down, when he tweeted that they stopped accepting Bitcoin in their transactions. And, now they are opened to the option again.

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Bitcoin analyze, Bitcoin Reached to the Resistance line 39,270$



We observed a positive candle, with the reopening price of 35546. Which it reached 39,380$ at the highest price, and 34,757$. Bitcoin candle couldn’t reach the resistance line 39,270 in Jun 10. In the result of that, it went back down for more time. We expected that Bitcoin touches the floor of the most probable scenario 32,612.

Even we predicted that, This time the chance of breaking this supportive line increase slightly. Although this scenario, was our third scenario. But, despite of our expectations, Bitcoin toughed the resistance line 39,270$ for the third time, by today’s candle.

For now, Bitcoin had reactions, to some extent, relative to this resistance line. And it went back down. So, about our current scenarios, we are insisting in our the most probable scenario, which is the swing between 32,612$ and 39,270$.

The second scenario is; breaking the resistance line 39,270$, and forming new ascending process.

And the third scenario is; breaking the resistance line 32,612$, to hit a fall around 25,299$.

So, with what happened with today’s candle, we entered to the second scenario. This means ascending process is happening. In conclusion, it is better to have caution until to a resistance line above 39,270$.

But, for now, in the current short term, we consider the line of 32,612$ as the first support. And, the line of 39,270$ as the first resistance.

Binance Analyze

We expected this coin to increase to the resistance line of 423$. And after that, we expected short time correction to get to the supportive line 337$. And, most likely to get on track of increasing. This time with the goal of passing the resistance line of 423$ and reaching 560$ resistance. All of our expectations came true.

Moreover, we expect BNB coin starts a new increasing process. The primary purpose of this coin is; to revisit to the 423$ resistance line. And, after that we expect that, NBN pass this resistance line and touches 560$ the resistance line.

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Bitcoin ‘Options Smile’ Displays Market Terrified of Even with Tesla News



Bitcoin option’s smile appears persistent fears of huge fall and low expectations for a quick rally. Bitcoin had a positive performance in the past 24 hours. This was because of the comments by Tesla CEO Elon Musk. He said that the electric car maker would accept crypto transactions. They will accept it on the condition of reasonable clean energy use by miners.

In result of this comment, Bitcoin experienced a positive rally and the price increased. However, the move to 2.5-week highs above $39,000 failed to quiet market fears. That’s clear to see from a chart pattern known as the “options smile,” which presents relatively higher implied volatility or demand. They are for options at strikes under bitcoin’s current market price than the implied volatility for higher strikes options.

The especial manufacture talks about great fears and continued request for downside hedges. As tweeted by trader and analyst Alex Kruger. In simple words, investors continue to buy puts in anticipation of a more profound price decline.

Options smile, a U-shaped graph looks like a smiley emoticon. And that is created by planning implicit volatilities opposed to options at various hit prices expiring on the same date.

Implicit volatility is investors’ expectations of price turbulence over a specific period. A higher implicit volatility outcomes from bigger demand for options and the other way around.

Options of Sell and Buy

Options are hedging tools that give the buyers the right but not the commitment to buy or sell an underlying asset at an established price on or before a specific date. Thus, a call option represents the right to buy and put the right to sell.

The fast slope at lower strikes throws back fears of a sell-off and the flatter slope at the right end displays market contributors regard rallies, if any, to be slow.

Some may say that the steeper slope at lower strikes can steam from increased request for call options or bullish bets than for protective puts. But, put-call deviations, which calculate the cost of puts relative to calls, say something else.

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