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Cool Naira Review – Is Cool Naira a Scam or Legit MLM Scheme




Months ago while investigating about NNU, team Xycinews came upon the business name “Cool Naira”

The program was link to a name “Paul Samson”. But this was earlier ignore.

Doing web and social media research on the brand name Cool Naira, we came across the name Paul Samson again.

This article is a review about Cool Naira and it would guide you about deciding if it’s legit or scam.


From Paul Samson online reputation, is Cool Naira trust worthy? Read on for answer.


“This Is The Best Way To Make Cool Cash As Nigeria Economy Faces Imminent Recession – CoolNaira”


What is Cool Naira About

This is the first and most important question to answer. Team Cool Naira says it has paid out ₦16,048,040.00 to over 115,826 pro members.

Coolnaira is a Uni-Level MLM Network. You participate with a minimum of ₦1,000.

Then introduce people to participate under with your referral and then you earn 50% commission from their purchase.

This referral sequence gives you the opportunity to get back your commission easily.


How Cool Naira Referral System Works

  1. The idea on coolnaira MLM is not complicated at all. Every member earns from referral package purchase.

  2. Joining is free, then upgrade to pro membership package by purchasing Coolnaira product package for ₦1,000 or more. When you make purchase, your upliners earns commission.

  3. Introduce at least 2 persons who join us and purchase coolnaira product package under you and get your money back.
  4. You also get 50% from each downline + ₦1,000 sign up bonus. Not only that, you also earn 10% on indirect referral under you.



Brief Info about Founder

Searching NNU on this site is an article that covers every information about his background.

But briefly, Paul Samson founded Cool Naira through the company G-Cyber Technologies in March, 2016.

This program is created and powered by G-Cyber Technologies, a professional web and ICT business firm registered under Corporate Affairs Commission (CAC BN 2453653).

Though, this information is yet to be confirmed by our field team.

The Compensation Plan for Cool Naira Users 

The Cool Naira compensation plan has members pay a ₦1000 to ₦10,000 NGN fee ($3.15 to $31.59 USD).

Commissions are paid when they recruit new Cool Naira members who do the same.

Direct Recruitment Commissions on Cool Naira 

When a Cool Naira member recruits a new member, they earn 50% of the fees paid by the new member.

Note: This is capped based on how much the recruiting member themselves paid to get involved in Cool Naira.

₦1000 NGN members can only earn ₦500 NGN, irrespective of whether they recruit a ₦6000 or ₦10,000 NGN member.

Residual Recruitment Commissions on Cool Naira 

Residual recruitment commissions in Cool Naira are paid through a Uni-level compensation arrangement.

Cool Naira uni-level compensation Arrangement puts a member at the top of a uni-level team, with each personally recruited member put directly underneath them (level 1).

If a level 1 member recruits new members, they are put on level 2 of the original member’s uni-level team.

If a level 2 member recruits new members, they are put on level 3 and so on and so forth down a hypothetical countless number of levels.

Cool Naira caps payable uni-level levels at 10, with members paid a percentage of fees paid by members recruited into their uni-level team.

level 1 – 50% (see “direct recruitment commissions” above)
levels 2 to 10 – 5%
Joining Cool Naira
Cool Naira affiliate membership costs ₦1000, ₦6000 or ₦10,000 NGN ($3.15, $18.96 or $31.60 USD).

The more a Cool Naira member spends on membership the higher their income potential over the Cool Naira compensation plan.

Credit : (Extracted from Aaron and Sarah).

Final Say on Cool Naira

For a scheme like cool naira, when down lines stop coming, earnings stop growing, the system suffers engagement.

Studying Cool Naira traffic statistics, users are assumed to have dropped as the site traffic has drop drastically.

On November 11, Paul Samson wrote an encouraging letter to cool naira users on Facebook.

“For the fact it’s not working for you now, doesn’t mean its not working at all. In any business, there is always a challenge at the starting point.

Perhaps, nobody believe all your noise about coolnaira yet or nobody has registered under you to start building your downline.

Relax, its not yet over. Every members in this group experience the same issue.”


If you read this article carefully to this point, it obvious cool naira has stood the face of time and the founder still believes it is never over.


Team Xycinews cannot tell you to join or withdraw, but this article is just a guide to help you decide best.



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    January 14, 2019 at 6:57 am

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Honest Lazaam Review – Is Scam or Legit




To some, phrases like what is Lazaam, is Lazaam scam or legit, is this Lazaam Review honest, honest Lazaam review etc.


Stop all that worrying, team Xycinews got your back. Know for publishing products and sites review first, we are currently the first site writing a review about Lazaam.

Anyway, lot of money income site programs, scams, and online schemes, and many others scares people today.

Lastly, the site is still new as it was bought on 22nd of May, 2019.


What is Lazaam – Honest Lazaam Review


Lazaam is a platform where participants invest in each other to alleviate poverty. Also, they believe that we rise in life by lifting others. To ensure this is aimed at alleviate hardships on the economy and general life.

Only four mode of pledges exist: the Bronze, Silver, Gold and the Diamond packages which involves a pledge of ₦2000, ₦3000 and ₦4000 respectively. This ensures the consideration of the common user.


How Does Lazaam Work

With an introductory promise of giving 100% ROI after 12hrs of donation and ₦250 Referral bonus, Lazaam opens an income door.


The Instant Exchange

Once you request to donate to a borrower in this platform you will be matched automatically by our system in few hours time. Once you lend to the borrower you can request to borrow from another participant with an interest of 100% of what you donated in 12 hours time.

Recuring Donations

If a participant that pledged to donate to you failed to do so, our system will block the participant and match you with another person. We do not support fraud at all level


Creating Account

Create an account in this platform. Signing up in this platform is very easy. You can be member in just minutes with three easy steps. Get Started.

Lazaam Review is it scam or legit

Lend Money

After creating account go to your profile and enter at least one Bank details. Then click on your dashboard to make donation to another participant.

Borrow Money

After 12 hours of donating money to another participant,The system will merge two members to pay you double of your donation. You also get ₦ 250 of your referrals first deposit

How To Earn Money On Lazaam Income Program


This category explain carefully the steps involved in making money from Lazaam income program.


  • First step is to create an account in this system.


  • Then visit your profile page, click on Edit Bank Info and enter your financial institution details. Two bank details must not be the same identifier to help you to differentiate from each other.


  • Then you pledge to provide help for another user. Lazaam automatically links you to a user to help.


  • Once confirmed of your help to another user, Lazaam gets you linked (with a range of 1-6 hours) with two user of same package range to provide you with help.


  • You can only make maximum of three donations at a time which you will receive a 100% return. Plus the default donation amount after 12 hours of making the donation. This ensures others including you, get involved.


Lazaam Referral Program


You can also make cool cash from referrals, (WHICH IS NOT COMPULSORY). You earn to your referral wallet a sum of ₦250 on any person referred , after the first donation made by such down liner.


This sum of ₦250 compiles to ₦1000, (from 4 down liners), then while you cash out a help of ₦1000 will be pledged to you. Note that before cash out from referral wallet, your earning must be a multiple of ₦1000.


Importantly, referral is not compulsory.

Is Lazaam Scam Or Legit


This is the most important section to many readers here. Well, currently they have a blank reputation.


This means, they have not proven themselves worthy to be judge as scam or legit online program.


So, is Lazaam scam or legit? The answer is yet to be provided.

Lazaam Disclaimer






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The Step To Add Your Website To Opera Mini News Feed easily 2019




Ask yourself, does bloggers write article for their follow Bloggers ?The answer is a big YES.

An example is this article. The world is connected with information, and everyone deserves the right to learn that.

This is a booster to encourage you to share this article about summiting site to opera news feed, a blogger somewhere might be looking for it.

The opera mini news feed is certainly a popular one for social media analyst, bloggers, and users who visit the opera mini website to read news. Anyway, some persons might not know more about the opera mini website. Let me explain.


What Is The Opera Mini News Feed About

Importantly, adding your website or blog to opera mini news feed will always remain an important way of increasing blog traffic because your site latest posts will be displayed upon launching the opera mini browser.

Did that sentence help? That is simple the essence of the opera news feed to bloggers.

Opera mine news feed automatically features the best news for it audience on front page, and this is while it worth considering.


Benefits of Having your Website on Opera News Feed

Anything without a benefit is not worth a trial. So, what are the benefits of opera news feed 2019.  Many online users are cautious of visiting websites that offers nothing.

Also, despite how cool a site is with rich content and speed, if there are no visitors for some time, the site owner will soon get discouraged and give up. Opera news feed helps your site to get steady free and genuine human traffic.



It natural, we love sharing anything we love to our friends via social platforms. This is the opportunity opera mine website provides.

Income Boost


A boost to site income. By displaying your site or blog on opera mini news feed, you’ll be paid 50% of revenue made from displaying their products on your site or blog. Once a $100 threshold is reached, you get paid.



This is obviously the biggest plan A. bloggers want traffic that will help their blog grow to a wider audience. Easily adding your website and blog to opera mini news feed answers this prayer.


Opera Mini News Feed Niche

Before summiting your site, knowing some of the primary niche the opera mini news platform focus is necessary.

The niche includes – Sport, Technology, Finance, Economy,  Politics, Science, Sports, Military and Fashion.

Step-By-Step How To Add Your Website Or Blog To Opera Mini News Feed Easily


Ignoring the long story since, this is the secret reason many will read this article this far.


  • Firstly, send a mail to
  •  “,


  • A response will come in less than 48 hours.

  • Ensure your site is offering great updates and presentable.


  • Include your web URL in the mail.


  • Between two to four weeks max  if you are approved, they will get back to you with some few steps to follow to enable your site on the media system(opera Newsfeed)


Conclusion On How To Easily Add Your Website And Blog To Opera Mini News Feed


If you have read this far, the below terms should have being answered,

summit website to opera news, how to publish news on opera mini, how to add my site to opera  news discovery, submit website to opera news feed, how to add my website to opera mini news feed and lot others.


For further questions, kindly comment below.


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Travelstart to acquire Club Travel Group




Amadeus Capital-backed Travelstart has signed a deal to secure a 100% stake in Southern Africa’s Club Travel Group.


Travelstart continues its growth path in Africa in terms of a deal to exclusively acquire the Club Travel Group. The acquisition will boost Travelstart’s offering by adding Club Travel’s established complementary corporate and franchise divisions, creating a formidable full-service African travel group.

“We love Club Travel because like us they have a long history in discount travel,”  Travelstart’s CEO Stephan Ekbergh.


“Travelstart is strong in the consumer segment and we want to bring consumerization to the corporate and government sectors, where Club Travel is an emerging star.”

“Travelstart shares a common mission which is to make travel easier for customers. Our team is excited to partner with them to build an amazing long-term business over the next decade,” said Wally Gaynor, Club Travel’s Managing Director and founder who will retain a board seat.

While Africa’s travel and tourism market is worth an estimated $194 billion, digital uptake among consumers is still in its growth phase.

With the acquisition, Travelstart and Club Travel enter a co-operation which will enable the former to expand its business and reach new customers, and the latter to gain the expertise to deliver digital product innovation and remain competitive.

Club Travel will continue as a standalone company within the Travelstart portfolio. Thebe Tourism Holdings (Thebe), the majority shareholder of the Club Travel Group since 2009, will sell its stake in the Club Travel Group to Travelstart.

Thebe and Travelstart will jointly invest in and own Club Travel Corporate, a level one B-BBEE rated division of Club Travel Group.

“The deal is a response to the changes in travel in Southern Africa as consumer and corporate travel markets increasingly favour technology-driven solutions. We are excited to partner up with the team from Travelstart,” said Jerry Mabena, CEO at Thebe Tourism.

The closing of the deal is subject to the approval of the Competition Commission.


About Travelstart

Travelstart was founded in Sweden in 1999 and pioneered online travel in Scandinavia with two basic principles; using technology to make travel purchases simple and offering customers the best price. In 2006, the company launched in South Africa and became a household name.

Travelstart currently does business across several African countries as well as the GCC area with offices in Cape Town, Lagos, Cairo and Dubai. Travelstart has seen double-digit growth and profitability since inception and is backed by Amadeus Capital Partners and HarbourVest. For more information visit


About Club Travel Group


Club Travel was established in 1987 with the simple philosophy of always giving the client the best deal. Club Travel subscribes to a culture of service excellence which is carried through in the selection of employees who display a passion for people.

The company has grown from a single branch into an award-winning travel agency which includes leisure travel, over 400 branded and non-branded franchises and a corporate travel division.

The Club Travel Group is committed to meaningful empowerment and transformation in the South African travel and tourism sector. It’s corporate trading subsidiary, Club Travel Corporate, is a Level One B-BBEE contributor, with a 135% procurement recognition. Club Travel’s social investment initiative “Club Cares” is dedicated to community development and upliftment through a wide range of causes. For more information visit,


About Thebe Tourism


Thebe Tourism Group is a 100%-owned subsidiary of Thebe Investment Corporation. Formed in 2001, the group is the oldest black-empowered South African tourism group. It holds a significant portfolio in tourism and related industries including tourism attractions, hospitality, inbound and outbound tourism, car rental and group travel.

Thebe Tourism focuses on making tourism accessible to all and is committed to ensuring responsible tourism is practiced throughout all its businesses. The group aims to offer innovative, integrated, market-driven products. For more information visit,

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